Information for Buyers

For extensive and unbiased information about the entire "home buying" process, we recommend the following articles from The NeighborWorks® Center for Homeownership Education and Counseling (NCHEC ):

Getting Started:

• Seven Secrets for First-Time Homebuyers
• Homebuying Overview - Seven Steps
• Your Homebuying Team
• Tips on House Hunting
• Finding the Right Neighborhood

Financial Considerations:

• Am I better off renting?
• How much home can I afford?
• How much should I put down for a new home?
• How much can I save in taxes?
• How much will my mortgage payments be?
• How much will my adjustable rate payments be?
• My best option: fixed or adjustable?
• My best option: 15- or 30-year loan term?

Homeowner Tips:

• Tax Tips for Homeowners
• Home Improvement and Maintenance That Pays
• Refinancing Do's and Don'ts